Deeper than TLO and IRB where it counts
Premium credit header from all three nationwide bureaus — billions of records, continually updated — plus alternative credit bureaus the incumbents treat as optional. That is what resolves thin-file subjects, recent immigrants and cash-economy debtors: the files that come back empty on TLOxp and IRBsearch. Every search runs against the live file, never a cached snapshot.
Compare us to TLO, IRB and IDI