Terms of Service
Effective August 10, 2026 · version 1.0 · questions to [email protected]
Access
Access is granted to credentialed business entities only, under a separate written access agreement. Credentials may not be shared outside the credentialed entity.
Not a consumer reporting agency
Lodestone Data is not a consumer reporting agency as defined by the Fair Credit Reporting Act, and nothing obtained through the platform is a consumer report. You may not use any result, in whole or in part, to establish eligibility for credit, insurance, employment, tenancy, or any other purpose regulated by the FCRA. Doing so is a material breach and grounds for immediate suspension.
Permitted use
Data may be used only for the permissible purposes recorded on the account and stated per search. Any other use is a material breach.
Prohibited use
- Any FCRA-regulated purpose, employment, tenant, credit, or insurance eligibility
- Stalking, harassment, or locating a person protected by an order against you
- Resale or sublicensing without written agreement
- Circumventing rate limits, purpose gating, or logging
Suspension
We may suspend or terminate access immediately where we reasonably believe use is unlawful or breaches these terms. We monitor for it.
No warranty of accuracy
Data is furnished as received from third-party sources. No representation is made that any record is accurate, current, or complete, and nothing furnished constitutes verification. Confidence ratings are estimates, not guarantees.
Governing law
Washington State. Venue in King County.